When betting with a handicap, an advantage or disadvantage is applied to a team within the regular time (only). To win your handicap bet, the final score of the selected team must be higher than the one of the other team. As there are 3 options, in this market, there is no return of the bet value. A refund only takes place if the game is abandoned before the regular time.
In this example, we are giving Sweden an advantage of 2 goals.
When betting in the Netherlands, they would have to win by 3 or more goals (3-0, 4-1, 5-2) to win the bet. If Sweden wins by less than 3 goals, draws or loses the game, then the bet would be lost.
In betting Draw, to win the bet Netherlands would have to win by 2 goals of advantage (2-0, 3-1, 4-2). With the 2 goals advantage that Sweden has, it would result in a draw. Any other result that is not an advantage for Netherlands for 2 goals, the bet will be lost.
When betting in Sweden, the bet would be won if Sweden won, draw or even lost if they suffered 1 goal. With the advantage of 2 goals, they would always win, since they always had an advantage in the first place. If Sweden loses by 2 goals or more, the bet will be lost.